MFANYA

Risk Disclaimer

Trading involves substantial risk of loss. Please read this disclaimer carefully before using MFanya‘s services.

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CRITICAL WARNING

TRADING CRYPTOCURRENCIES AND OTHER FINANCIAL INSTRUMENTS INVOLVES SUBSTANTIAL RISK OF LOSS

You can lose all of your invested capital - Never trade with money you cannot afford to lose

Past performance does not guarantee future results - Historical profits do not predict future outcomes

MFanya does not guarantee profits - Our strategies are tools, not guarantees of success

You are solely responsible for your trading decisions - We provide tools and education, not financial advice

1. Nature of Trading Risks

Market Risk

Cryptocurrency markets are highly volatile

Prices can change rapidly and unpredictably

Market conditions can change without warning

External factors can impact all positions

Financial Risk

You may lose your entire investment

Losses can exceed your initial deposit

Margin trading amplifies both gains and losses

Fees and costs reduce net returns

Operational Risk

Technical failures can occur

Internet connectivity issues

Exchange downtime or problems

Strategy execution delays

Strategy Risk

No strategy works in all market conditions

Algorithms may not adapt to new patterns

Backtested results may not repeat

Market dynamics constantly evolve

2. Cryptocurrency-Specific Risks

Extreme Volatility

Cryptocurrency prices can fluctuate by 10-50% or more in a single day

Price movements are often unpredictable and can be influenced by social media, news, or rumors

Market manipulation by large holders ("whales") can cause sudden price swings

Low liquidity in some markets can amplify price movements

Regulatory Risk

Cryptocurrency regulations are evolving and uncertain

Government actions can significantly impact prices

Trading may become restricted or prohibited in your jurisdiction

Tax implications may be complex and subject to change

Technology Risk

Blockchain networks can experience congestion or failures

Smart contract bugs or exploits can cause losses

Exchange hacks or security breaches are possible

Private key loss can result in permanent loss of funds

Market Structure Risk

Cryptocurrency markets operate 24/7 with no circuit breakers

Limited regulatory oversight compared to traditional markets

Market fragmentation across multiple exchanges

Potential for market manipulation and insider trading

3. Algorithmic Trading Risks

Strategy Performance Risk
Past performance is not indicative of future results. Our strategies are based on historical data and backtesting, but:

Market conditions change and strategies may become less effective

Backtesting may not account for all real-world factors

Slippage, fees, and execution delays can impact actual performance

Overfitting to historical data may not translate to future success

Technical Execution Risk

System Failures: Technical problems can prevent strategy execution

Connectivity Issues: Internet or API failures can disrupt trading

Exchange Problems: Third-party exchange issues are beyond our control

Execution Delays: Orders may not execute at expected prices or times

Strategy Limitations

No algorithm can predict all market movements

Strategies may perform poorly in certain market conditions

Risk management features may not prevent all losses

Market regime changes can render strategies ineffective

4. What MFanya Does NOT Provide

We Are NOT Financial Advisors

We do not provide personalized financial advice

We do not assess your financial situation or risk tolerance

We do not recommend specific investment amounts

We are not licensed financial advisors or investment professionals

We Do NOT Guarantee

Profits or Returns: No guarantee of positive performance

Strategy Performance: Results may vary significantly from backtests

System Uptime: Technical issues may occur

Market Conditions: We cannot control external factors

We Are NOT Responsible For

Technical failures can occur

Internet connectivity issues

Exchange downtime or problems

Strategy execution delays

Strategy Risk

No strategy works in all market conditions

Losses incurred from using our strategies

Market movements or external events

Market dynamics constantly evolve

Technical problems beyond our control

5. Your Responsibilities

Before You Start Trading

Educate Yourself: Understand cryptocurrency markets and trading risks

Assess Your Risk Tolerance: Only trade with money you can afford to lose

Understand the Strategy: Know how our algorithms work and their limitations

Test First: Consider paper trading or small amounts initially

Ongoing Responsibilities

Monitor Your Positions: Regularly check your trading accounts and positions

Manage Risk: Set appropriate position sizes and stop losses

Stay Informed: Keep up with market news and developments

Review Performance: Regularly assess strategy performance and adjust as needed

Comply with Laws: Ensure your trading complies with local regulations

Risk Management

Never risk more than you can afford to lose

Diversify your investments across different strategies and assets

Use appropriate position sizing based on your risk tolerance

Regularly review and adjust your risk parameters

6. Legal and Regulatory Considerations

Regulatory Status

MFanya is not a regulated financial services provider

Our services are not subject to financial services regulations

We do not hold any financial services licenses

Regulatory protections available for traditional investments may not apply

Your Legal Obligations

Comply with all applicable laws and regulations in your jurisdiction

Report trading gains and losses for tax purposes as required

Ensure you are legally permitted to trade cryptocurrencies

Understand the legal status of cryptocurrencies in your location

Operational Risk

Technical failures can occur

Internet connectivity issues

Exchange downtime or problems

Strategy execution delays

Important Legal Notice
This disclaimer does not constitute legal advice. You should consult with qualified legal and financial professionals before engaging in cryptocurrency trading. Laws and regulations vary by jurisdiction and are subject to change.

7. Acknowledgment and Agreement

By using MFanya‘s services, you acknowledge and agree that:

You have read and understood this Risk Disclaimer in its entirety

You understand that trading involves substantial risk of loss

You are trading with money you can afford to lose

You are solely responsible for your trading decisions and outcomes

MFanya does not guarantee profits or success

You will not hold MFanya liable for any losses incurred

You understand the limitations of algorithmic trading strategies

You will comply with all applicable laws and regulations

IF YOU DO NOT AGREE WITH ANY PART OF THIS DISCLAIMER, DO NOT USE OUR SERVICES

8. Questions and Support

If you have questions about the risks involved in trading or need clarification about this disclaimer:

Risk Question: risk@mfanya.comGeneral Support support@mfanya.com

Important: We cannot provide financial advice or recommendations about whether trading is suitable for your situation.